Renters Insurance

Belongings Hold Memories. Make Sure They’re Safe.



Rental insurance is typically very affordable, and you get outstanding coverage for your investment.

People living in apartments might think they don't have anything of real value. A TV, CD player, computer, a few pieces of furniture, dishes and some clothes may not look as if it's worth much, but when you have to replace it with something new, it could break your budget. Say you've bought a computer on credit and it's destroyed by fire or stolen. You're still responsible for paying the balance to your creditor, even though you no longer have the item.
If there is a fire somewhere in your building, the smoke can destroy all of your furniture, clothing, and bedding. Having to replace all of those things can be disastrous.

As a tenant or renter in someone else's building, it's a wise decision to take out a tenant insurance policy. It protects both your contents and your liability exposure. As a tenant, you're responsible for harm you might cause to any part of the building you live in, or to others who live or visit there. If you forgot to turn off the water in the bathtub while you're talking to your friend, you could flood out your neighbors. You would be responsible to repair any resulting damages.


As a tenant, your insurance policy coverage can be either All Risk or Named Perils. There's protection against Sewer Backup and Earthquake. And you may want to add extra coverage for specific contents in your home, such as jewelry, furs, cameras, and bicycles. The best way to know if any of these overages are what you should purchase is to discuss your situation with a reliable agent.



Long's Insurance Agency

7800 Miller Dr Unit C

Frederick, Co 80504

Main office: 720-330-4877
Fax: 720-684-6052

Office Hours:

Mon: 8:00 AM - 5:00 PM
Tues: 8:00 AM - 5:00 PM
Wed: 8:00 AM - 5:00 PM
Thurs: 8:00 AM - 5:00 PM
Fri: 8:00 AM - 5:00 PM
Sat: By Appointment
Sun: By Appointment
Closed from 12pm to 1pm for lunch

Our Providers


Connected with Jim at Long's Insurance and he saved me and my family $800.00 on our monthly insurance payment, for medical !!! Thanks !!!
Thomas DeLouise, Vail Resorts
Long's Insurance Company is the best. They tailor everything to our specific needs!
Cory, Lakewood, CO
I have saved a lot of time and money since I began working with them for my insurance needs. I heartily recommend them to my friends, neighbors and associates.
Thank you so very much, we are so pleased to be with all of you, it is a wonderful change from what we have experienced in the past!
Aimee and Rick
I mean it from the bottom of my heart you and Longs Insurance have made ever thing we have needed to do such an easy and hassle free process! It is such a relief to be able to email or call and have an answer within just a few moments! We are truly glad we switched insurance agencies. We have never been more happy or pleased with a company and with true old-fashioned customer service! Its like gaining a new and great friendship when we switched to you and Longs Ins.
Thank you for making this so easy and for your personal care! Much appreciated
Shine to Shine Cleaning