It’s easy in dry Colorado to think we don’t need flood insurance. Nothing could be further from the truth. Your Homeowner’s Insurance and Renter’s Insurance will not cover flood damage, so consider the following:
- In Colorado, ¼ of damages due to flooding occur outside of flood plains according to the State of Colorado’s Department of Regulatory Agencies.
- Floods here can be extreme and cause massive damage to houses, cars, and recreational vehicles, and without flood insurance, you will be 100% responsible for the damages.
Longs’ will write your Flood Insurance Policy under an arrangement with the Federal Insurance Administration, which sets the premium costs. There is one cost set by the Federal Government, so there is no need to shop around for the best policy.