Benefits That Can Make You Smile.
Dental coverage is seldom a part of individual and family health insurance plans. For those who do get health coverage from their employers, sometimes dental policies are either not included or are minimal in the coverage they offer. In general, basic dental insurance coverage includes three categories:
- Preventive and diagnostic — Almost all dental plans and dental insurance policies cover a large part or all the dental costs associated with basic services such as cleaning, checkups, and other dental procedures meant to prevent tooth and gum disease.
- Basic — in long-term health insurance and dental plans, dental insurance cover basic dental procedures. This may include fillings, tooth extractions, fixing chipped teeth, and other such basic procedures.
- Major dental care — Major dental care can include procedures such as dental surgery, orthodontics, denture work, and other large, expensive dental procedures. If you will require major dental care at some point in the future, you may wish to look for provider willing to pay for as large a percentage of this type of care as possible.