720-330-4877

Professional Liability

Mistakes Happen

In today’s litigious society, lawsuits against businesses are common. And as a business owner, you need to be prepared to protect the integrity of your company if an incident or mistake turns into a claim.

At Long's Insurance Agency, we understand that mistakes happen. That is why we are committed to helping you create a Professional Liability policy that keeps your day-to-day operations protected should your business be held legally liable.

What Does Professional Liability Cover?

While it is important for your business to have general liability coverage for property damage and bodily injury, Long's Insurance Agency recommends adding Professional Liability Insurance to your business portfolio because it insures the people and/or entities of your business from negligent claims made by third parties, or even internal sources.

From failure to render a service to malpractice suits, Professional Liability can provide a wide variety of options, such as:

Errors and Omissions Liability (E & O) – E & O covers any mistakes made by employees who work on behalf of your business, if your business charges fees for your services. It can include coverage for any errors such as failure to perform or violations of contract. Depending on your industry, your insurance needs will vary.

Directors and Officers Liability (D & O) - Having financial protection for your business’ Directors and Officers can prevent loss in the event that they are held liable from actions related to their corporate positions. This can include anything from conflicts of interest to mismanagement of company assets and violation of laws.

Fiduciary Liability - Fiduciary covers claims that involve the violation of the Employee Retirement Income Security Act, or ERISA. If a manager, for example, violates the financial obligations of ERISA, having the right coverage can protect your company if held liable in situations from imprudent investments to failure to enroll employees.

Employment Practices Liability - With proper insurance, your business can be protected if a worker claims that his or her rights have been violated. This can include violations from sexual harassment and discrimination to violations of the Americans with Disabilities Act (ADA), mismanagement of employee benefit plans, and wrongful termination.

Contact a representative with Long's Insurance Agency today to prevent mistakes and errors from becoming major losses for your business.

 

Long's Insurance Agency

7800 Miller Dr Unit C

Frederick, Co 80504

Main office: 720-330-4877
Fax: 720-684-6052

Office Hours:

Mon: 8:00 AM - 5:00 PM
Tues: 8:00 AM - 5:00 PM
Wed: 8:00 AM - 5:00 PM
Thurs: 8:00 AM - 5:00 PM
Fri: 8:00 AM - 5:00 PM
Sat: By Appointment
Sun: By Appointment
Closed from 12pm to 1pm for lunch

Our Providers

Testimonials

Connected with Jim at Long's Insurance and he saved me and my family $800.00 on our monthly insurance payment, for medical !!! Thanks !!!
Thomas DeLouise, Vail Resorts
Long's Insurance Company is the best. They tailor everything to our specific needs!
Cory, Lakewood, CO
I have saved a lot of time and money since I began working with them for my insurance needs. I heartily recommend them to my friends, neighbors and associates.
Robby
Thank you so very much, we are so pleased to be with all of you, it is a wonderful change from what we have experienced in the past!
Aimee and Rick
I mean it from the bottom of my heart you and Longs Insurance have made ever thing we have needed to do such an easy and hassle free process! It is such a relief to be able to email or call and have an answer within just a few moments! We are truly glad we switched insurance agencies. We have never been more happy or pleased with a company and with true old-fashioned customer service! Its like gaining a new and great friendship when we switched to you and Longs Ins.
Thank you for making this so easy and for your personal care! Much appreciated
Shine to Shine Cleaning